Please be aware the private, personal information that you entrust to us is kept in the strictest confidence. All information we maintain is either provided by you or obtained by our office staff with your expressed permission. We do not disclose any non-public information about you to anyone, except as designated by law or upon your request and permission. We also maintain stringent physical, electronic and procedural safeguards to protect your personal information.
Thank you once again for your confidence. I want you to know how much I appreciate the opportunity to work with you and on your behalf.
Fesum B. Ogbazion
Chief Executive Officer, TCA Financial
On occasion, the Company's websites are connected by "hyperlinks" to other companies' websites. Please note that the Company is not responsible in any way for the privacy practices and policies of other websites and suggests that you review the privacy policies of those other companies' websites before using them.
Your knowledge and consent are required for the collection, use, or disclosure of your personal information.
The Company collects only the information that it needs to deliver services to you.
We may collect personal information when you prepare your tax return using our Web-based tax program. This information, referred to in this policy as "tax return information," includes, for example, your name, address and certain other data such as your social security number, income and deductions data, and other information about you and your dependents that you provide to prepare or file your tax return.
We may collect other information in connection with transactions beyond tax-return filing that you complete or propose to complete with us. This information may include, for example, your name, address and certain other "nonpublic personal information" such as checking, debit and credit account numbers, balances and payment history, income, assets, and social security number. This information may also include system information, such as your operating system version, internet protocol (IP) address and the number of times you electronically file using the software. Certain system information is required to be collected for the Internal Revenue Service in connection with electronic filing.
We may collect information about you from the IRS and other third parties such as credit reporting agencies in connection with transactions you complete or propose to complete with us or non-affiliated third parties. This information may include, for example, information about the status of your tax return, tax refund, or refund anticipation loans.
Both the Company and non-affiliated third parties with whom it has business relationships may collect information about you when you inquire about services or request information from us, or when you enter our contests, seek technical support, submit rebate forms, or register on our Website. This information may include, for example, your name, telephone number, mailing address and e-mail address, system information and configuration, account number, and demographic information.
We may collect information from your browser or computer when you visit our Websites, use links from within our programs in connection with your browser, or when you register for certain products or features on our Website. We also may collect information through Internet cookies, clear GIFs, and other technologies such as referring pages, Internet protocol addresses, pages visited and time spent on our Website. The information we collect is used to enhance and improve your experience on our Website.
Your personal information is kept as accurately and completely as is necessary for the purposes for which it is to be used. You have the right to update, modify, amend or correct errors in your personal information by contacting the Company.
The Company will make its complete policies and practices relating to the management of your personal information readily available to you.
Upon request in writing, either by e-mail or letter, you will be informed of the existence, use or disclosure of your personal information and you will be given access to that information. The Company will assist customers who inform us that they need assistance in preparing a request concerning personal information. You may also challenge, in writing either by e-mail or letter, the accuracy and completeness of the information and have it amended as appropriate, or request that the Company delete or correct any personal information contained in your file.
Our disclosure of your information is governed by Section 7216 of the Internal Revenue Code, the Gramm Leach Bliley Act of 1999, certain other laws, and our policies.
Section 7216 of the Internal Revenue Code requires that we have your consent ("opt in") before we disclose your tax-return information to affiliates or third parties except the Internal Revenue Service (IRS), and law enforcement officials, and except for certain other lawful purposes. Some information that is identical to some of your tax-return information, such as name and address, may not be subject to Section 7216 if we also collect this information for purposes other than filing your tax return.
The Fair Credit Reporting Act (FCRA) requires us to give you the option to limit the sharing of "non-experience information" with our affiliates. Such information includes information that is used, expected to be used, or collected for the purpose of establishing your eligibility of consumer credit, insurance and related products and services, and not related solely to your transactions or other communications with us. You may direct that non-experience information not be disclosed to TCA affiliates by not signing the Section 7216 consent described above.
We may disclose your information as described below where you have provided consent under Section 7216, or as otherwise permitted by applicable laws:
Even after you have granted the Company your consent to collect personal information, you may opt out of having your personal information collected by contacting us by e-mail or regular mail. You may opt out by sending an e-mail to firstname.lastname@example.org informing the Company of your desire to opt out. Please note that in order to fulfill certain obligations, we may need to continue sending you notices or other important information concerning product orders, services orders or information requests made prior to the time you opted out.
You have the right to request information about the existence, use and disclosure of your personal information and to challenge the accuracy and completeness of your personal information, and to have your personal information amended, where inaccurate, or deleted from the Company's database. To do so, simply e-mail the Company at email@example.com, or write to the Company at TCA Financial, LLC, 1 South Main Street, Suite 1430, Dayton, Ohio 45402, attention: Fesum ("Fez") Ogbazion, CEO. On each e-mail you receive from the Company, you will be given the opportunity to change, modify or delete information that you have previously provided to the Company and you will also be given the opportunity to unsubscribe, thereby removing your e-mail address permanently from the Company's mailing list.